Michael A. Harris | CEO

"I would greatly appreciate it if you would pass along
my name to anyone you know that needs a mortgage".  

Check Out The Mortgage App We've Created For You To Us

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           Welcome to United Mortgage Corporation of America!

A Lender Who Is Looking Out For You

    Easy, Open & Honest
    Rates You Deserve
    Unmatched Customer Service & Privacy
    Raising The Standard In Mortgage Lending
Today's Mortgage Lending can be intimidating, frustrating and outright unfair.  At United Mortgage Corporation of America, we do things differently.  We draw upon our pro consumer values and common sense underwriting to deliver our customers the best experience possible—all with unmatched customer service and no surprises.
The United Mortgage Corporation of America team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available for California and Washington. Whether you are first time home buyer, purchasing your primary dream home or investment property, refinancing an outstanding loan, or consolidating debt, our highly experienced team of Mortgage Bankers and Brokers can help make your dreams come true.
At United Mortgage Corporation of America, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

We specialize in the following California and Washington Mortgage Loans:

  • Home Purchase Loans
  • Home Refinance Loans / Cash-Out Home Loans
  • Conventional / Hi-Balance Conventional
  • Jumbo Home Loans
  • FHA Loans / VA Loans
  • .5% Down Payment Loans
  • Reverse Mortgage Loans
  • HomeStyle / USDA / CalHFA
  • HARP II - Upside Down or Underwater
  • Bank Statement Only - Self-Employed Loans
  • Is YOUR home serviced by FNMA?  Check Now
  • How about FHLMC?   Check Now

Next Step

To speak directly with an experienced mortgage professional simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Located in Thousand Oaks, California, UMCA can offer unparalleled purchase and refinance service to our clients throughout the entire State of California and Washington.

Call Us Today!

        Work on YOUR    
          Not in YOUR


       Call For YOUR



Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of Today's economy. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.


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